Property Damage
Your home took the damage. And now the insurance company is making you feel like the problem.
When a hurricane tears off part of your roof, when water pours in from a burst pipe, when a fire leaves your kitchen in ashes, you look at your home and your heart sinks. And then the other fight begins: the one with the insurance company. Letters that make no sense, adjusters who come and go, a check that doesn't cover even half. This is where we come in. You don't have to decode the fine print alone. We speak the insurance companies' language, and we speak it for you.
The damage we fight for
Hurricanes and storms. Fires. Roofs damaged by wind or hail. Plumbing leaks and breaks. Floods. Mold that grows after the water. Vandalism. If the damage is covered by your policy and your insurer isn't holding up their end, it's exactly the kind of case we take.
It doesn't matter whether the damage happened overnight or has been getting worse for months. Tell us what happened, and we'll honestly tell you whether you have a claim worth fighting for.
When they tell you no, or pay you too little
Both answers hurt. A flat-out denial, with a letter full of exclusions you never knew existed. Or a lowball offer, a number that sounds like something but comes nowhere near what it will cost to make your home whole again.
Neither one has to be the final word. We review your policy, document the real damage, and answer the insurer with what your claim is truly worth. Very often, that first 'no' just means nobody has pushed back yet.
No win, no fee
You already have a damaged home and bills piling up. The last thing you need is to worry about how you'll pay a lawyer. That's why, in property damage cases, we don't charge you a fee unless we win your case.
No surprises, no retainers, no bill up front. We work for you first, and we only get paid if we get a result. It's that simple.
What we do for you, step by step
We start by listening: what damage you have, what the insurer told you, what paperwork has already reached you. Then we read your policy line by line, because that's where the truth about what you're owed is buried.
From there, we handle the calls, the letters, and the negotiations. You stop chasing the adjuster; now they chase us. And if the insurer refuses to be fair, we're ready to take the case further.
Start with one call, at no cost
The consultation is confidential. You tell us what happened, we look at your situation, and we give you an honest opinion, with no obligation and no pressure. We'll help you in Spanish or English, whichever feels more comfortable to you.
Call us at 305-909-7765 or message us on WhatsApp at 786-695-0126. We have offices in Miami, Sarasota, and Arcadia, and we're ready to listen to you today.
Frequently Asked
Yes. A denial is not the end of the road. Insurers often say no based on exclusions or incomplete documentation, and that 'no' can be reviewed and answered. Tell us what they said, and we'll review your policy and your case at no cost, so we can honestly tell you what options you have.
Before you sign or cash any check, talk to us. Accepting a low offer can close the door on claiming what you're truly owed. We compare the number they offered against the real cost of repairs and tell you whether your claim could be worth more.
In property damage cases, we work on a 'no win, no fee' basis: we don't charge you unless we win your case. The initial consultation is completely free. There are no retainers and no hidden costs just to talk with us.
Don't assume that without asking. Claims have deadlines, and they vary depending on the type of damage and your policy. That's why it's best to call us as soon as possible: we'll review your case at no cost and clearly tell you whether you're still in time. Letting time slip by while you hesitate is the one thing that really can cost you.
Your policy is supposed to come through for you. If it isn't, we fight for you. Call 305-909-7765 or message us on WhatsApp at 786-695-0126 — consultation, and no win, no fee.